Canadian Dental Care Plan in Calgary
Canadian Dental Care Plan Near You
Dental care is an important part of staying healthy, but for many people, cost can be a real barrier. The Canadian Dental Care Plan near you helps reduce that gap by making essential dental services more affordable for people without private insurance.
Delaying dental visits often leads to bigger problems that are harder and more expensive to treat later. At Renew Dental Family Dentistry, we help patients understand how the Canadian Dental Care Plan in Calgary, works and guide them through each step so they can focus on their oral health instead of paperwork.
Understanding the Canadian Dental Care Plan
The Canadian Dental Care Plan in Calgary, is a federal benefit designed to help eligible Canadians access basic and medically necessary dental care. It is meant for individuals and families who do not have private dental insurance and meet certain income requirements.
The plan helps cover common dental services, such as exams, cleanings, fillings, extractions, and dentures. Coverage is based on a government fee guide, and the program is administered through Sun Life, which means participating clinics can bill the plan directly.
The CDCP program was first introduced for seniors in 2023, and by May 2025, eligibility expanded to include all uninsured adults, with coverage beginning after June 1, 2025.
This expansion allows more families to receive consistent dental care without delaying treatment due to cost.
Who Is Eligible for the CDCP?
You may qualify for the CDCP if you meet all of the following conditions:
You are a Canadian resident for tax purposes.
You have filed your most recent income tax return.
You do not have access to private dental insurance.
Your adjusted family net income is under $90,000.
Eligibility is reviewed annually, so keeping your information up to date is important to avoid interruptions in coverage.
If you are unsure whether you qualify, our dentist in Calgary, can help review your situation and explain how the program applies to your dental needs.
How CDCP Coverage Is Calculated
CDCP coverage is income-based and follows a government fee schedule. This determines how much the program pays and how much the patient may need to contribute.
Adjusted Family Net Income | Government Coverage | Your Share |
Under $70,000 | 100% of CDCP fee guide | $0 plus any fees above CDCP rates |
$70,000–$79,999 | 60% | 40% plus any fee differences |
$80,000–$89,999 | 40% | 60% plus any fee differences |
$90,000+ | Not eligible | — |
It’s important to understand that if fees exceed the CDCP fee guide, you may be responsible for the difference, and we always explain this clearly before treatment begins.
Dental Services Covered Under the Plan
When dental treatment is considered medically necessary, the Canadian Dental Care Plan in Calgary, may help cover certain services provided at our clinic, based on the CDCP fee guide and eligibility rules.
Services that may be covered include:
General dentistry, including dental exams, cleanings, X-rays, and basic preventive care
Restorative dentistry, such as fillings and repairs, to restore tooth function
Periodontics, including treatment for gum disease and related oral health conditions
Children’s dentistry, including routine dental care for eligible children
Emergency dentistry, for urgent treatment to manage pain, infection, or trauma
Oral surgery, including medically necessary extractions and related procedures
Some of these services may require preauthorization before treatment begins. Coverage depends on clinical need, and any portion of fees above the CDCP schedule may be the patient’s responsibility.
Services Not Covered by the CDCP
While the Canadian Dental Care Plan near you helps reduce the cost of major treatments, it does not cover all services. Some services are excluded or only covered in limited medical circumstances.
Services that are not covered include the following:
Cosmetic dentistry, such as teeth whitening or appearance-focused procedures
Dental implants, unless specifically approved for medical reasons under the program
Orthodontics, when treatment is for cosmetic alignment rather than medical necessity
The CDCP determines coverage decisions based on medical need and program guidelines. Patients are encouraged to confirm coverage details before starting treatment to avoid unexpected costs.
How to Apply for the CDCP
Applying for the CDCP is done through the Government of Canada. The process includes:
Confirming eligibility
Applying online, by Phone, or by mail
Providing income details and confirming you do not have private dental insurance
Receiving an approval letter with your coverage start date
Once approved, you can schedule appointments at a participating clinic. When you use the Canadian Dental Care Plan near you, participating clinics bill Sun Life directly on your behalf.
Renewing Your CDCP Coverage
CDCP coverage is not permanent; it must be renewed to remain active. Renewal helps ensure your income and insurance status are still accurate.
To renew:
Log in to your My Service Canada Account
Confirm your most recent tax filing
Verify you still do not have private dental insurance
Submit renewal information before your coverage expires
If you renew on time, you can avoid any last-minute delay in your dental care.
Patient Tips for Using CDCP
Book regular visits
Routine check-ups help catch problems early
Ask about preauthorization
Major treatments often need approval before starting.
Bring your documents
Always bring your CDCP approval letter and ID.
Confirm fees ahead of time
Ask if any costs fall outside the CDCP fee guide.
Renew early
Do not wait until your coverage expires to renew.
These steps help make using the plan smoother and more predictable.
Why Choose Renew Dental Family Dentistry?
At Renew Dental Family Dentistry, we aim to make dental care simple, clear, and comfortable for every patient. We support CDCP patients by:
Verifying eligibility before appointments
Handling direct billing with Sun Life
Submitting preauthorization for larger treatments
Providing clear cost explanations before care begins
If you are looking for a dentist near you who understands the CDCP and takes time to explain your options, our team is here to help.
Book Your Appointment with Renew Dental Family Dentistry Today
Visit Renew Dental Family Dentistry at 1919 Sirocco Dr SW #420, Calgary, AB T3H 2Y3, or call us at (403) 283-6565. We welcome new CDCP patients and are happy to answer questions about eligibility, coverage, and next steps.
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FAQs
Does the CDCP cover emergency dental care?
Some emergency treatments may be covered when they are medically necessary.
How long does CDCP approval take?
Approval usually takes a few weeks, depending on application volume.
Can seniors use the CDCP?
Yes. Seniors are included, and coverage depends on income level.
Do all dental clinics accept CDCP?
No. You must visit a registered clinic that participates in the program.
What should I bring to my appointment?
Bring your CDCP approval letter, identification, and any relevant dental records.